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CPIC Life
CPIC Life, now known as Blue Shield of California Life & Health Insurance Company (or just Blue Shield Life), has provided healthcare coverage and insurance to California for over 50 years. The change to Blue Shield has only improved one what was already an outstanding provider of life and healthcare insurance for both groups and individuals.
The company offer a variety of group insurance plans for employers. These plans include life, vision, dental, and stop loss. While the first two are fairly self explanatory, it's worth every employer's time to evaluate and consider a stop loss option. Such a policy protects against fluctuating healthcare costs, and minimizes financial risk for business. These are essential for a self-funded company.
For the individual, several options are available. Short-Term Health coverage is the ideal plan for those who need coverage for a brief period, ranging anywhere from 30 to 180 days. Such plans also offer a variety of payment methods, such as month-to-month or a year-long plan (paid in monthly installments). Such flexibility in plans and in payment is one of the many reasons that CPIC Life is an ideal insurance company. More options always equates to a better deal for the member.
The company also provides term life to accompany any health plan. These plans are available at affordable rates, accompanied by the CPIC Life guarantee of a refund if the policy doesn't meet member's satisfaction.