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Golden Rule

Studies have shown that people who have health insurance are more likely to be in overall good health and less likely to delay seeking necessary medical intervention than people with no insurance. However, finding affordable health insurance can be difficult.

Golden Rule Insurance Company offers a variety of affordable health insurance plans for individuals and families alike. Golden Rule Insurance was founded in 1940 by Michael and Mary Rooney in the basement of their home and has since risen to become one of the premier insurance companies operating today.

Golden Rule Insurance has received consistently high marks from Ward Group in its "Ward's 50," a list of the 50 top performing companies in life and health insurance on the basis of safety, consistency, and performance. Golden Rule is also rated "A" (Excellent) and "A+" (Strong) by A.M. Best and Standard and Poor's, two independent organizations that evaluate insurance and other companies on the basis of their financial performance and stability.

Golden Rule Insurance was one of the pioneers of the Health Savings Account (HSA) in the 1990's. HSA plans combine high deductible health insurance plans with a tax-advantaged savings account. Money is deposited into the HSA before tax is paid on it, and can then be used tax-free to pay medical bills. When the deductible has been met, the insurance takes over payments and the remaining money in the savings account is yours to keep.

Golden Rule Insurance also offers High Deductible Plans designed for those who are willing to pay more routine health care expenses in exchange for paying a lower premium, and Copay Plans, which offer more help in paying routine medical expenses, in addition to coverage for major health care expenses.

Golden Rule offers savings plans for all three major types of insurance plan that are designed to help make health insurance more affordable for families. Golden Rule also offers short-term insurance plans and supplementary plans for Medicare.

Follow the Golden Rule and you will find assurance, says the company's motto. Golden Rule Insurance is a great place to find a variety of affordable health insurance options for your family.

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