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HealthPartners

HealthPartners is a Minnesota-based health insurance company. Nearly fifty-years-old, it is the highest-rated health plan offered in the state. The National Committee for Quality Assurance, an independent organization that rates health programs nationwide, has given HealthPartners an excellent (their highest rating) for the past five years. Because the NCQA is not affiliated with HealthPartners, and because it subjects health programs to a very rigorous and extended evaluation process, an excellent rating is trustworthy and indicative of the true quality of the program. HealthPartners prides itself on its quality of service. When the quality of life of its members is improved, HealthPartners feels that it is fulfilling its role.

HealthPartners provides three different types of health plans, all of which offer medical and dental benefits. The first, individual health plans, offer a wide variety of plans with varying deductibles and benefits. These plans are available for individuals and families not covered by their employers, or who are looking for a better or supplementary plan. HealthPartners also offers group plans for employers. Employers can choose what level of coverage to offer, as well as the benefits that the plan gives. Group plans can also be flexible, allowing employees to choose their own plans. Finally, HealthPartners is contracted with Medicare, which allows people who qualify for Medicare to use HealthPartners clinics, pharmacies, and other services.

HealthPartners believes in offering the best service possible. Because of this, they provide a wide range of practitioners, clinics, and hospitals in their network of coverage. Their plans also make sense; if it is a necessary medical procedure or benefit, it is more than likely covered. With a strong emphasis on service, HealthPartners doesn't make their customers jump through hoops or try to catch them on small points. They provide a detailed list of covered services, as well as how to get approval for the few services that need it. In their determination to provide the best insurance possible, HealthPartners focuses on their customers, who can enjoy knowing that their health is protected by a company that cares.

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