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Kaiser Permanente

Kaiser Permanente, which was founded in 1945, is the nation’s largest not-for-profit health provider. Its organizational structure includes Permanente Medical Groups, Kaiser Foundation Hospitals (including subsidiaries), and the Kaiser Foundation Health Plan, Inc. Seattle’s Group Health Cooperative is an affiliate. Kaiser Permanente facilities and services rate highly among members and with the National Committee for Quality Assurance.

Through its vast network of physicians, provider groups, and hospitals, Kaiser serves more than 8 million members across the nation. The widest participation is in California, followed by California, Colorado, Georgia, Hawaii, Maryland, Ohio, Oregon, Virginia, Washington, and the District of Columbia.

Headquartered in Oakland, California, Kaiser's business plan is based on affordable health insurance for all individuals regardless of income level. The organization implements this successful practice through coordinating physician groups that operate as a unit. These, in turn, work closely with hospitals, therapists, and pharmacies to provide an umbrella of precise and effective care. As an HMO, it is dedicated to preventive medicine and accurate and fast medical response. Clinicians and researchers are active in discovering the latest technologies and treatment options.

The Kaiser Permanente health plans are open to individuals and employer groups. Only residents of California can quality for individual insurance. Group enrollments, however, are not limited regionally, but to be eligible a licensed business must have at least two employees. No employer-based applicant will be assessed for pre-existing conditions. Individual policies may require exclusions for specific health issues. Kaiser Permanente also offers Medicare supplemental insurance for individuals age 65 and above.

Specialty programs are geared toward fitness and preventive maintenance. Discounts are allowed for weight loss and fitness training. The Kaiser initiative also includes free training and resources for prenatal care as well as immunizations and well-baby care. As a non-profit entity, Kaiser Permanente strives to funnel its revenues into patient care and healthy lifestyle solutions through each of its premium facilities.

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