• Fast & Easy Quote Process
• Rates Tailored to Fit Your Budget
• Compare Quotes from Licensed and Trusted Providers
• Save Up To 20%

Student Health Insurance Plan

A student health insurance plan is an excellent idea for college students who are not covered under the insurance plan of a parent or guardian. Many insurance providers will offer affordable insurance to students who are registered for at least nine college credits.

The benefits of a student health insurance plan are that they are affordable, flexible, provide year round coverage and can be started within 24-hours after completing a simple application.

To purchase a student health insurance plan, you must meet the criteria to qualify for the coverage. Those who qualify must be between the ages of 17 and 29. You also must be enrolled in a state accredited institution. If you are an undergraduate, you must be registered for nine credit hours. Graduate students are required to be fulfilling the requirements set forth by their institution. The student plan cannot be used to cover spouses and dependents.

When a student has the option to either purchase a student health insurance plan or be covered under the plan of their parent or guardian there are a number of factors to consider. Students should weigh the options carefully to ensure that they are making the right decision.

Determine whether the HMO or PPO network in the parent's insurance plan includes hospitals or doctors in the vicinity of the student's school. This is especially important if the student is attending a university out of state. Another factor to consider is the age of the student. Most plans only cover dependents up to a certain age. If the student is approaching this age, it might be worthwhile to purchase a student health insurance plan to avoid a lapse in coverage when the student reaches the age when they will be dropped from the plan.

Get a FREE Health Insurance Quote Today!